Mangal Keshav offers full time Portfolio Management Services (PMS) to HNIs who search for personalized solutions to perceive their investment goals. PMS is a personalized offering, which provides a wide range of investment options best suitable for you in the present market scene. In order to form a strong investment portfolio across various investment approaches likes stocks, bonds etc. our portfolio managers are very well qualified to fulfill your unique needs.
What is Portfolio Management Service?
Portfolio management services is type services which is curated and made tailormade for investors with specific objective to High net worth individuals. Doing research on equity and spotting opportunity according to out need is not an easy task and requires enormous resources of data compilation and analysis, which is hard for wealthy investors to do in day to day life. Such investors look for portfolio management where in they get a tailormade advice on what to hold what to buy and what to sell at right time. The plans and objectives of such investors are kept at the top priority list while serving them with a plan.
Tailormade personalised advice
Equities have been seen as the most attractive investment option as against bonds, bank fixed deposits as it gives higher returns over a long period of time and serves the purpose of investing for long time. However, the real struggle lies in choosing stock and being convinced for holding it for long time. For this conviction one needs a good advisor and fund manager who will look after all the additions and alterations in the portfolio for a stipulated time. For such kind of Investors portfolio management service is the best solution for long term wealth creation.
Mitigation of Risk
Considering the risks involved in equity investing and purpose one wishes to achieve over a long period of time can be achieved only by choosing a right strategy. The purpose and target for investing is different for different customers. Hence, PMS firms curate strategies and plan according to their risk taking capabilities, according to their sector choices, according to their long term objectives of wealth creation.
Diversification of assets
As attributed to Miguel Cervantes “don’t put all your eggs in one basket”. Similarly, you should not invest all your money in one area only. Investments reap more benefits when they are diversified to different sectors and segments. Portfolio management services help you in diversifying your portfolio by investing in different sectors and segments aiming to reap little benefit from all the sectors growth and also mitigate risks of investing.
Highly liquid
Portfolio management services in India are highly sought by large group of investors for its liquidity. The investments made through portfolio management services are highly liquid and do not bear any lock in period unlike mutual fund and endowment plans where they have a year to 3 years of lock in period. Portfolio management services do not carry any such type of restrictions or limitations on your investments.
Types of Portfolio Management Service (PMS)
There are two types of PMS where the authority or decision-making power is key difference in both type.
Discretionary - In discretionary type of PMS where the fund manager has all type of rights to take investment decision for client money, where client has very less space to intervene in the decision making of investment.
Non-Discretionary - In non-discretionary type it’s the other way round where the decision making is in the hands of client himself and fund manager can only suggest on the investment.
FAQ’s on PMS
Money lies in the hand of professionals who have gained experience in the field or portfolio management for more than a decade are best suitable for this job. Also, they continuously and monitor & track the portfolio, which is hard for normal person to do.
Portfolio performance can be tracked by time to time reports generated by portfolio management services who keep track of all the events in the market. Apart from that you can track your portfolio status by using various statements like holding statement, transaction statements, client information, gain/loss statement, etc.
Yes one can ask for profit booking in PMS however, the amount should not fall below Rs.25 lakhs.
Yes, one can use his or her existing portfolio to PMS services considering it is above the limit of Rs. Lakh being the regulatory limit for opening the PMS service account. If not one can add existing portfolio and can add cash to fill the difference of upto Rs.25 lakhs.